CareCredit is a healthcare financing option that provides individuals with a way to cover medical and healthcare expenses, including treatments, procedures, and services not typically covered by insurance. It functions like a credit card designed specifically for healthcare-related expenses, allowing patients to pay for their medical bills over time through convenient monthly payments.

CareCredit offers flexible payment plans, often with promotional financing options such as interest-free periods, which can be especially beneficial for managing the cost of elective procedures, cosmetic treatments, dental work, vision care, and other healthcare services. It’s widely accepted at a network of healthcare providers, including medical spas, dental offices, veterinary clinics, and more.

One of the key advantages of CareCredit is its accessibility and convenience. Applicants can apply online and receive quick approval decisions. It can be a valuable tool for individuals who want to undergo medical or cosmetic procedures but may not have the full upfront payment available.

It’s important to note that CareCredit operates like a credit card, and interest rates can apply after promotional periods. Therefore, individuals should review the terms and conditions carefully and consider their ability to make regular payments before using CareCredit for their healthcare expenses.